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Terms of Service

Last updated: 3/14/2025

1. Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of the Finyna platform, website, and services ("Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Services.

2. Description of Services

Finyna provides AI-powered financial analysis, valuation, and decision-making tools. Our Services include, but are not limited to:

  • AI-driven financial document analysis
  • Automated valuation models and financial projections
  • Interactive financial analysis tools
  • Data extraction and processing
  • Custom financial modeling

3. Eligibility

To use our Services, you must:

  • Be at least 18 years old
  • Register for an account with accurate information
  • Maintain the security of your account
  • Accept responsibility for all activities under your account

4. User Accounts

When you create an account, you must provide accurate, complete, and current information. You are responsible for safeguarding your password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

We reserve the right to disable any user account if, in our opinion, you have violated any provision of these Terms.

5. Subscription and Payment

Some aspects of our Services require payment of fees. The pricing for paid features is available on our website. You agree to pay all fees in accordance with the fees, charges, and billing terms in effect at the time a fee is due and payable.

Subscription fees are non-refundable except as required by law or as otherwise specified at the time of purchase.

6. User Content

Our Services allow you to upload, submit, store, send, or receive content, including financial data, documents, and models ("User Content"). You retain ownership of any intellectual property rights that you hold in that User Content.

By uploading, submitting, storing, sending, or receiving User Content to or through our Services, you grant us a worldwide license to use, host, store, reproduce, modify, create derivative works, communicate, publish, publicly perform, publicly display, and distribute such User Content for the limited purpose of providing the Services to you.

7. Prohibited Uses

You agree not to:

  • Use the Services for any illegal purpose
  • Violate any applicable laws or regulations
  • Infringe upon the rights of others
  • Attempt to gain unauthorized access to our Services or systems
  • Interfere with or disrupt the Services
  • Engage in automated use of the system
  • Transmit any viruses, malware, or other harmful code
  • Collect or harvest user data without consent

8. Intellectual Property

The Services and their original content, features, and functionality are owned by Finyna and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not copy, modify, create derivative works of, publicly display, publicly perform, republish, or transmit any of the material obtained through our Services without our prior written consent.

9. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

Finyna does not warrant that: (a) the Services will function uninterrupted, secure, or available at any particular time or location; (b) any errors or defects will be corrected; (c) the Services are free of viruses or other harmful components; or (d) the results of using the Services will meet your requirements.

10. Limitation of Liability

IN NO EVENT SHALL Finyna, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES, BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES.

11. Indemnification

You agree to defend, indemnify, and hold harmless Finyna and its licensors, service providers, and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services.

12. Termination

We may terminate or suspend your account and access to the Services immediately, without prior notice or liability, for any reason, including, without limitation, if you breach these Terms.

Upon termination, your right to use the Services will immediately cease. If you wish to terminate your account, you may simply discontinue using the Services or contact us to request account deletion.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time. The most current version will be posted on our website. By continuing to access or use our Services after any revisions become effective, you agree to be bound by the revised terms.

14. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

15. Us

If you have any questions about these Terms, please contact us at:

Email: legal@finyna.com
Finyna